Reliable Licensed Loans
Legally Registered with KPKT Malaysia, Safe, and Transparent with No Hidden Fees.
No upfront payment
No Extra Charges
Just for You
Full Support
Loan Eligibility
Personal Loan
- Malaysian aged 20–60
- Permanent job (min. 3 months)
- Valid local bank account
- Min. income RM1,500/month
Business Loan
- NRIC (front & back)
- 6 months bank statements
- Extra docs for partnership/Sdn. Bhd. (if applicable)
- Sole Prop, Partnership, or Sdn. Bhd. (SSM/local authority)
- Min. 6 months in operation
- Min. RM3,000 monthly business income








Personal Loan
Licensed Moneylender Personal Loans
Get a fast, secure personal loan tailored to your needs—no upfront fees, no ATM card needed. Available exclusively for salaried employees.
Fast, safe, and hassle-free financing for salaried employees.
- Interest from 3%–9% p.a.
- Loan amount: RM1,000 – RM200,000
- Tenure: 1 – 7 years
- Approval within 1 working day (with complete documents)
Business Loans
Quick approval in just 2–3 working days, available in both Conventional and Islamic options.
Competitive interest/profit rates from 0.6%–0.9% per month with flexible terms up to 36 months.
No Hidden Fees
Apply for free—no upfront payment or deposit required.
Fully Online & Convenient
Accessible nationwide with no collateral needed.
Debt Consolidation
Get quick approval in 2–3 working days, available in both Conventional and Islamic plans.
Low interest/profit rates from 0.6%–0.9% per month with flexible repayment terms up to 36 months.
No Hidden Fees
Apply for free—no upfront payment or deposit required.
Fully Online & Convenient
Accessible nationwide with no collateral needed.
About Us
We are licensed financial services provider based in Malaysia. Our mission is to offer fast, flexible, and trustworthy loan solutions for individuals, self-employed workers, and business owners who may not qualify through traditional banks.
We understand that every client has a unique financial situation. Whether you’ve been rejected by banks or are blacklisted, we’re here to help you find a solution. With professionalism and transparency, we assist you through the application process to secure the funds you need — quickly and legally.
Our Commitment to You
We know applying for a loan can feel daunting, so we strive to make the process simple and hassle-free.
Completely Free
Our services come at no cost—no upfront fees, ever.
Your Needs Come First
We put your financial needs first, partnering only with licensed and reliable moneylenders for your peace of mind.
Effortless Convenience
Our loan consultants guide you throughout the process. Instantly check your rates and get your funds in as little as 1 working day*.
Complete Transparency
We provide straightforward loan terms with no hidden fees or upfront costs.
What Our Customers Say
You could be one of them!
The whole process was so easy! I got my loan approved in just 2 days. The team explained everything clearly with no hidden charges. Truly reliable service.
I was rejected by several banks, but Subang Square Capital helped me secure the funds I needed for my home renovation. Professional, fast, and trustworthy!
Excellent customer service. The consultants guided me from start to finish and answered all my questions patiently. The loan terms were transparent and affordable.
I needed urgent funds for my business cash flow, and Subang Square Capital delivered. Approval was quick, and I received the money the very next day.
How to Apply for a Loan with Us
1. Submit Your Request
Click “Apply Now” and share your financing requirements with us.
2. Choose the Best Option
Review available loan products and select the one that suits your needs.
3. Complete Your Application
Upload your documents and get expert guidance from our dedicated loan consultants.
FAQ About Subang Square Capital
What is SME Micro Financing?
SME Micro Financing provides small-scale credit to help businesses improve cash flow, support expansion, and cover working capital needs.
This loan is offered through Nova Loyal Capital’s licensed business partners. Applying via Direct Lending is completely free, with no upfront fees or deposits required.
You can choose between Islamic or Conventional financing options.
How much is the interest rate / profit rate charge?
The interest / profit rate is 0.6% to 0.9% per month, subject to approval.
What Are the Fees for SME Micro Financing?
Applying is completely free—no upfront payment or deposit is needed.
A 8% processing fee (including stamp duty and guarantee fee) will be deducted from the loan/financing amount upon disbursement.
How Much Can I Borrow and for How Long?
The loan amount you can apply for depends on factors like your business income, existing debts, and credit history. Financing is flexible, with repayment terms ranging from 3 to 36 months, based on your affordability.
What Are the Requirements to Apply for SME Micro Financing?
You can apply if you meet the following criteria:
Your business is registered with SSM or relevant local authorities (Sabah & Sarawak) as:
Sole Proprietorship / Enterprise
Partnership / Limited Liability Partnership (LLP)
Private Limited Company (Sdn. Bhd.)
Your business has been operating for at least 6 months
Minimum monthly business revenue of RM3,000
How Long is the Process?
Once all required documents are submitted, approval is typically given within 1–2 working days. After signing the agreement online, you can receive your financing within 2 working days.
Note: While we strive to meet these timelines, processing may vary depending on factors such as the completeness of the information provided by the applicant.
Can I Make an Early Settlement?
Yes, early repayment is allowed.
Who is Subang Square Capital and Why Apply Through Us?
Subang Square Capital is a licensed loan company operating under the regulations of KPKT / Ministry of Housing & Local Government. We assist individuals and SMEs in searching, comparing, and applying for financing that best suits their needs.
We only partner with trusted and licensed lenders or financiers and strictly comply with the Money Lending Act 1951.
Our service is 100% free, with no payment required from customers at any time.
Your Smarter Loan Solution Starts Today
License No: WL7887/14/01-2/070626
Contact:Â
- subangsquarecapital@gmail.com
- +60186620692
Office Address:
Subang Square Corporate Tower
Jalan SS15/4G, Subang Square Business Centre, 47500 Subang Jaya, Selangor
